Andrew M. Phillips

President and CEO

Andrew is a 37-year veteran of the payment- processing industry. Before founding Cliq, he owned and operated several other payment-processing companies, beginning in 1982 with the purchase of a franchise called CheckRite (a check-recovery business), followed by the founding of a company called Integrated Transaction Services (a full-service processing ISO that also specialized in electronic benefits transfers). His expertise led him to develop his third enterprise, Payment Resources International, some of the industry’s top processing technologies, including Transaction Central™, a web-based credit card and ACH terminal that feature all the functionality of an electronic countertop terminal.

In 2007, Phillips founded CardFlex,Inc. and has seen consistent growth since. He served on the Board of Directors of Pacific Mercantile Bank (symbol PMBC) from January 2007 – June 2014. Phillips is also committed to community service. He has served as vice chairman of the Make-A-Wish Foundation of Orange County, served on the Board of Directors of the Orange County Alzheimer’s Association, and recently renewed his position on the Board of Directors of the Orangewood Foundation.

John S. Blaugrund

EVP Operations and Chief Technology Officer

John is an industry veteran with 30 years in global payments processing, including six years as Senior Vice President of Technology at Payment Resources International. John has been instrumental in designing and developing Cliq’s platform. This proprietary platform provides customers the flexibility to execute payments transactions and disbursements across a wide range of payment types. John has been responsible for all phases of design, certification, roll-out, enhancements and support of an IP-based transaction-processing gateway that supports credit, debit, and EFT/ACH transaction authorization, capture and settlement. John has developed the Cliq technology roadmap to anticipate new industry trends through 2021.

Martin D. Phillips

Special Projects Manager

Martin joined credit card processing firm Payment Resources International in 2004. Starting in customer service, he helped develop the company’s fast-growing hardware deployment department and was then tapped to supervise day-to-day operations for Transaction Central™, Payment Resources International’s proprietary online payment gateway. One of the founding managers of Cliq, he manages daily technical operations and special projects, and oversees platform management.


Don Moody

Director of Compliance and In House Counsel

Cliq ’s Director of Compliance maintains a number of recognized professional certifications in compliance-related areas such as AML (Certified Anti-Money Laundering Specialist) and customer data privacy (Certified Information Privacy Professional) but is also a licensed attorney, admitted to practice in California, Washington D.C., and New York, as well as the United States Supreme Court, with over 15 years’ experience. In addition to his law degree (UCLA 2003) Don also has a Master of Science in Computer Information Systems from Boston University and is a licensed patent attorney with the USPTO. Together, he is able to leverage a combination of skilled legal expertise with the power of cutting-edge technology tools for a formula that is both successful and delivers consistent, predictable results.




Kenny Brook

Vice President of Sales and Marketing

Kenny has been an integral member of the Cliq team for over a decade, providing exceptional service to our clients. Kenny has always gone above and beyond with ensuring the needs of our clients are met far beyond expectation with his attentiveness and willingness to support in matters not just pertaining to Cliq!

Kenny earned his Bachelor of Arts, Psychology from University of California, Santa Barbara and has worked in non-profit management for 16 years, and 12 years of experience in the payments space.

When not at Cliq, Kenny loves spending time with his family: wife Lisa, and four children- Karley, Dax, Jillian and Xander.

Heidi Kimbrough

Operations Manager

Heidi began her journey with Cliq as a prepaid client relations agent and worked her way up to the Operations Manager position. The emphasis Heidi places on employee development and client communication is parallel to none. Heidi is always willing to jump into any role or situation if needed to ensure we provide the utmost urgency and quality service to all of our cardholder clients and merchants alike. Consistently maintaining an approachable and friendly demeanor, Heidi sets the bar at Cliq for the rest of the team by exemplifying ownership and exceptional service. Some of the best memories of her position at Cliq thus far include the array of holiday activities. From summer BBQ’s to Halloween celebrations and everything in between- Cliq makes it a point to celebrate together as a company. In her free time, you can find Heidi spending time with her 3 children, husband and friends partaking in an array of activities like fishing, hiking, skiing, playing volleyball or simply enjoying a great book with a glass of wine.

Jessica Molina

Executive Assistant to CEO and Human Resources Manager

Jessica is the heart of the Cliq office, ensuring that employees are taken care of in various capacities and assisting the CEO with various tasks which support Cliq’s growth. One of the best parts of working at Cliq for Jessica has been the family atmosphere which she has remained committed to perpetuating.

When not at Cliq, Jessica can be found spending time with her kids, decorating for holidays or festivities or partaking in an early morning hike.




Matt Ammann

Accounting Manager

Matt is in charge of ensuring accuracy in numbers and the financial process at Cliq. His favorite part about working with our team? The family-oriented atmosphere, which he says makes every day a great day.

When not at Cliq, Matt enjoys spending time with his family, including his wife and young daughter. He also loves hanging out with friends and venturing out to try new restaurants.